FIRST-TIME HOMEBUYER PROGRAM
Looking to buy your first home? The Albany County Land Bank is here to help! Our First-Time Homebuyer Program connects eligible buyers with fully rehabbed or newly constructed affordable homes — created in partnership with groups like Habitat for Humanity and South End Partners.
WHAT’S THE PROGRAM?
Through historic investments in affordable housing, the Land Bank is working to build and renovate dozens of homes over the next five years — all for first-time buyers ready to put down roots in Albany.
Some homes are already under construction, and more are on the way!
HOW TO APPLY
To qualify for the program and enter the housing lottery for available homes:
Submit a completed application + required documents
Complete a HUD-certified homebuyer counseling course (required before purchasing)
Get pre-qualified for a mortgage
📬 Applications are accepted on a rolling basis. Deadlines will apply for each housing lottery round.
NEED HELP WITH YOUR APPLICATION?
You don’t have to do it alone! Our team can help connect you to:
Homeownership education programs
Mortgage lenders
Financial empowerment resources
📅 Click here to Book an Appointment for Application Assistance
📧 Questions? Email us at info@albanycountylandbank.org or call 518-407-0309.
RESOURCES FOR HOMEBUYER COUNSELING
You must complete a HUD-certified course before purchasing a Land Bank home.
Contact one of the following:
Affordable Housing Partnership (AHP)*
255 Orange Street, Albany, NY 12210
(518) 434-1730 | www.ahphome.org
Troy Rehabilitation & Improvement Program (TRIP)*
415 River Street, 3rd Floor, Troy, NY 12180
(518) 272-8289 | www.triponline.org
Better Community Neighborhoods Inc
670 Franklin Street, Suite 201, Schenectady, NY 12305
(518) 372-7616 | www.bcnihousing.org
*Also provides landlord training courses if purchasing a multi-unit home.
